Financing important moments in life

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Merchant

Partner with us to offer financing.
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Borrower

Find the perfect loan for you.
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2000+ 5-stars Reviews

Join more than 10,000 merchants & 150,000
borrowers who trust LendingUSA

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Low Monthly
Payments

We give you the comfort of fixed and low monthly payments

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Speedy Pre-
Approval Decision

Know almost instantly if you’ve been approved for financing. No need to wait!

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More
Approvals

Our approach to financing helps us say “yes” for you when others may say “no”

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Greater
Buying Power

Purchase what you want when you want. We give you the freedom to live life on your terms.

YOUR LOAN IS WAITING FOR YOU

Make the Purchases You
Want When You Want To

Quick & easy application – You can apply online in just a few minutes from the comfort of your home or at a merchant location.

Near-instant pre-approval decision – You’ll receive a pre-approval decision within seconds.

Buy what you want now – The important moments in your life shouldn’t have to wait. Get the goods and services you want now and pay later with low monthly payments.

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How Lending USA Works
How Lending USA Works
INCREASE REVENUE BY OFFERING FINANCIN

The Best Financing Solution for Your Customers – Designed Just for Businesses Like Yours

We keep merchant fees low – Growing your business shouldn't come with high costs. That's why we offer competitive pricing and no sign-up fees.

More approvals – We approve loans for higher ticket goods and services in a variety of industries. When your customers have greater purchasing power, that means higher returns for you.

Fast funding – Within days of a borrower signing the contract, your business will be paid.

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TESTIMONIALS

Hey, don’t take our
word for it...

Customers can apply and receive pre-approval decisions in your place of business, right at the point of sale. The application process takes just minutes, and we offer loan pre-approval decisions in seconds.

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I would highly
recommend
LendingUSA to
other funeral
homes.

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LendingUSA has made the cosmetic surgery goals of our patients within reach. There are many patients, especially during this recession, that have come across some harder times and have had to put aside their dreams of improving their physical appearance and confidence. LendingUSA has been the reason that patients have been able to keep their budget in balance and pursue their cosmetic aspirations.

Shervin Naderi
The Naderi Center
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LendingUSA has been helpful any time I have questions or need to get a client approved. I can help clients when they are unable to afford my program price all at once. It also allows more clients to sign up.

Julie Allen
Koda's Dog Training
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“I would highly recommend LendingUSA to other funeral homes. That is the tool that gets you to the next level in arranging those services without any stress, without any worry on the funeral home or the family.

Chris Christian
Christian-Sells Funeral Home
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OUR APP EXPERIENC

It’s a seamless
experience for merchants
and borrowers

A Seamless Experience
At every step, we provide you with all the tools you need for a seamless and efficient point-of-sale experience – for both merchants and borrowers
A No-Hassle Solution
Enjoy a streamlined application process designed to save time and eliminate stress, making financing simple and straightforward.
Ease-of-Us
Our intuitive platform ensures a quick and effortless experience, so you can focus on what matters most
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How Lending USA Works
HELPING OTHER

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The Industries
We Serve

LendingUSA supports your customers
with personalized financing solutions
tailored to a wide range of industries.

Dog training
Pet Retail
Pet Breeder
Funeral
Tax Resolution
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Borrower
Merchant

Schedule a demo today and
learn how LendingUSA can help
your business.

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Borrower

Find the perfect loan for you.
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Merchant

Partner with us to offer financing.

Latest Blog & Resources

Check out our blog for more resources on how your business can
navigate point-of-sale financing, provide an excellent customer
experience, and more industry insights.

View All Articles
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Financing
Elevate Your Pet Business with LendingUSA’s Tailored Financing Solutions
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Financing
Merchant Consumer Financing: Best Consumer Financing Programs for Merchants
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How to Offer Financing to Customers
Financing
How to Offer Financing to Customers
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Tips to Help Your Pet Training Business Thrive
Pet
Tips to Help Your Pet Training Business Thrive
Posted 2 years ago
Could Your Business Benefit from POS Financing?
Financing
Could Your Business Benefit from POS Financing?
Posted 3 years ago
The 5 Types of Customers Who Use Point-of-Sale Financing
Financing
The 5 Types of Customers Who Use Point-of-Sale Financing
Posted 3 years ago
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For Merchants

For Merchants

Learn how we can help you increase revenue and get paid faster than before.

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For Borrowers

For Borrowers

Get the goods and services you want with our easy payment options.

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