LendingUSA's point-of-sale merchant financing platform was designed for ease-of-use. For merchants, that means the opportunity for more approvals, less fees, and faster payment.Get Started
We don’t charge any fees for sign-up or membership. Plus, promotional financing is included at no extra cost to you. Because growing your business should never come with high fees.
We approve loans for higher ticket goods and services in a variety of industries we serve. Because when borrowers have greater purchasing power, it can lead to higher returns for you.
Our proprietary technology combines established best practice with advanced underwriting and fraud detection. That means on-the-spot-decisions, with no impact on a borrower's credit score to see if they're pre-approved. .
We pay your business within days of the borrower signing the contract. Because faster payments lead to healthier cash flow - which can lead to better cash flow for your business.
It’s a seamless experience for merchants and borrowers
At every step, we provide you with all the tools you need for a seamless and efficient point-of-sale experience - for both merchants and borrowers.
With pre-approval decisions in seconds, 24/7 access to your merchant portal, and dedicated support, merchants can avoid hassle while providing better payment options for their customers.
Our proprietary point-of-sale technology was designed for ease-of-use. We make it simple for your business to get paid.
Check out our blog for more resources on how businesses can navigate point-of-sale financing, provide an excellent customer experience, and more industry insights.