Financing important
moments in life®
LendingUSA offers more ways to finance what matters: Point-of-Sale Financing for merchants, Embedded Financing built directly into checkout, and Crypto Lending for borrowers to access cash against their crypto.
More ways to say yes to what matters most.
Coming soon.
Be the first to know.
Borrow against your crypto without selling it.
Sign up now and we’ll notify
you as soon as Crypto
Lending launches.
Point-of-sale
consumer financing
solutions designed
for your business
LendingUSA's point-of-sale financing platform is built for ease of use. For merchants, that means more approvals, fewer fees, and faster payment.
Lower
merchant fees
We don’t charge any fees for sign-up or membership. Plus, promotional financing is included at no extra cost to you. Because growing your business should never come with high fees.
Discover more
approvals
We approve loans for higher ticket goods and services in variety of industries we serve. Because when borrowers have greater purchasing power, it can lead to higher returns for you.
Instant pre-approval
decisions
Our proprietary technology combines established best practice with advanced underwriting and fraud detection. That means on-the-spot decisions, with no impact on a borrower's credit score to see if they're pre-approved.
Now faster
funding
We pay your business within days of the borrower signing the contract. Because faster payments lead to healthier cash flow - which can lead to better cash flow for your business.
Industries we serve
We provide financing across a variety of niche industries (and more)
Pet
Funeral
Tax
Coming soon.
Be the first to know.
Borrow against your crypto without selling it. Sign up now and we’ll notify you as soon as Crypto Lending launches.
Trusted by merchants and borrowers
LendingUSA has helped us connect with new customers that were not able to help before. Their website interface portal was easy to use, and they helped with training our staff as well. Thanks LendingUSA!
Here at Dr. Brennan's office, we love referring our patients to LendingUSA! When patients apply it is a Soft Inquiry on their credit score unlike some of the other medical loan companies. The patient can choose how long they will need to pay off their loan. Also, when they qualify we are paid without being charged their interest off the top. It's a Win-Win for everyone!
We have a high approval for low amounts and the funding is fairly quick. LendingUSA has been a great addition for our practice over the last few years. It has helped for our patients that do not have great credit.
Trusted by merchants and borrowers
“ LendingUSA has helped us connect with new customers that were not able to help before. Their website interface portal was easy to use, and they helped with training our staff as well. Thanks LendingUSA! ”
“ Here at Dr. Brennan's office, we love referring our patients to LendingUSA! When patients apply it is a Soft Inquiry on their credit score unlike some of the other medical loan companies. The patient can choose how long they will need to pay off their loan. Also, when they qualify we are paid without being charged their interest off the top. It's a Win-Win for everyone! ”
“ We have a high approval for low amounts and the funding is fairly quick. LendingUSA has been a great addition for our practice over the last few years. It has helped for our patients that do not have great credit. ”
More insights from our blog
Check out our blog for resources on point-of-sale, Embedded Financing, and crypto-backed financing, plus tips on customer experience and more industry insights.
Sharpen Your Competitive Edge with Point-of-Sale Financing
How Embedded Financing Solves the Challenges of Traditional Financing
