A financing solution built to help your business


A financing solution built to help your business

How often do you lose a sale because a customer wants your product or service, but feels it’s out of their price range? Our fast and easy financing process allows you to sell more of your retail goods and services– all without hidden fees, costs, or hassles to your business.

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Join more than 10000 merchants & over 100,000+
borrowers who have trusted LendingUSA over the years.

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Why LendingUSA for
Business Financing?

Grow Your Business

Grow Your Business

We can approve high loan amounts, helping you sell more services, create stronger cash flow, and increase earnings.

Get Paid Faster

Get Paid Faster

We transfer funds to your business within days, via direct deposit. That means no billing or collections headaches.

Pre-Approvals in Seconds

Pre-Approvals in Seconds

We approve a wide range of credit scores. That means more approvals for customers, and more sales for you.

How LendingUSA Works

How LendingUSA Works


There's no cost to get started. Sign up today and get access to your online financing portal, along with one-on-one onboarding and training with your dedicated account manager.



With LendingUSA, you have the power to offer financing to any of your clients with a process that takes only a few minutes.



Because we fund your business directly in a matter of days, you can turn your attention toward attracting new customers that may have not been willing or able to pay for services without a financing option.


We make point-of-sale financing for business easy and affordable.

Our seamless, paperless process works with any mobile, tablet, or computer, can be completed right in your office, and funds your practice quickly and directly.

You’ll also have free technical and marketing support, plus a dedicated Relationship Manager always on-hand to provide expert guidance and help you reach your business goals. It’s everything you need to help your business grow.

Business owners can save thousands with LendingUSA

Related Industries We Serve

We provide point-of-sale financing for a verity of niche industries:

For Merchants

For Merchants

Learn how we can help you increase revenue and get paid faster than before.

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For Borrowers

For Borrowers

Get the goods and services you want with our easy payment options.

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