Earn Commission
With CryptoLending
Is your audience holding crypto? CryptoLending by LendingUSA helps them unlock liquidity without selling their assets. When they apply and fund a loan, you earn up to X% commission on every qualified referral.
CryptoLending Built
on Real Results
Made Simple for Your Customers
Give your audience access to cash without selling their crypto. With CryptoLending, they can borrow against their crypto holdings without triggering a taxable sale. All crypto collateral is securely held with our Trusted Custodian.
150,000+ Borrowers and Thousands Partners
Serving more than 150,000 borrowers and integrated with over thousands merchants nationwide, LendingUSA has established scale and trust across consumer and business lending channels.
$1.4B+ in Loans Originated
With more than $1.4B+ in loan volume funded through its technology-driven platform, LendingUSA’s underwriting and execution capabilities support sustained growth and capital access.
Thousands of 5-Star Ratings
Across major review platforms, customers consistently praise the ease of application and customer care. LendingUSA has 4,000+ 5-star reviews!
Featured in Major Business Press
LendingUSA has been featured in business media including Forbes, Yahoo Finance, Business Insider: Markets Insider, Associated Press, and more for its innovations in financing and fintech.
Apply to Join
Submit your application and get reviewed for approval.
Promote CryptoLending
Share CryptoLending with your audience through blogs, newsletters, social media, video content, or websites using the resources included in your partner affiliate kit.
Earn Commissions
Earn commission when your referral completes a
qualified loan through CryptoLending.
Get Started Today
Join the CryptoLending affiliate program by LendingUSA and start earning
by connecting your audience with smarter access to liquidity.
CryptoLending Affiliate Program FAQs
The program is open to publishers, fintech platforms, crypto communities, influencers, and website owners whose audiences are interested in cryptocurrency, investing, or alternative financing solutions. All affiliate applications are reviewed prior to approval.
Affiliates must apply through our partner platform, Impact. Once approved, you will receive access to the Impact portal where you can manage your affiliate account, track referrals, access marketing assets, and monitor commissions.
Impact is the affiliate platform used to manage the CryptoLending affiliate program. Through the Impact portal you can generate referral links, track clicks and conversions, view commissions, and access promotional materials in one centralized dashboard.
After approval, you will receive a unique referral link through the Impact platform. When someone from your audience clicks your link, applies for a CryptoLending loan, and successfully funds a qualified loan, you earn a commission according to the program terms.
Affiliates can earn up to the commission percentage outlined in the affiliate program terms for each qualified borrower who funds a loan through their referral link.
A qualified referral occurs when a new borrower clicks your affiliate link, completes the CryptoLending application process, passes required compliance checks, and successfully funds a loan.
The affiliate program includes a 30 day referral window. If a user clicks your affiliate link and funds a loan within that time period, the referral will be credited to your account.
CryptoLending is designed for individuals who hold Bitcoin and want to access liquidity without selling their assets. Borrowers can use their Bitcoin as collateral while receiving funds in U.S. dollars.
Borrowers can request loan amounts ranging from $10,000 to $250,000, depending on their Bitcoin collateral and the loan to value ratio.
CryptoLending currently supports Bitcoin (BTC) as collateral.
Once a borrower's collateral is deposited and loan documents are finalized, funding is typically completed within 1 to 3 business days.
No hard credit check is required during the initial qualification process. A soft inquiry may be used for identity verification and does not impact the borrower's credit score.
Borrower Bitcoin collateral is held securely with BitGo Bank & Trust, National Association, a regulated digital asset custodian known for institutional grade security and strong custody protections.
Because cryptocurrency values escalate, the loan to value ratio may change over time. If Bitcoin's value drops significantly, borrowers may be asked to add additional collateral or reduce their loan balance to maintain the required ratio.
All CryptoLending loans are issued by Cross River Bank, a New Jersey State Chartered Bank. LendingUSA provides the technology platform that supports the lending experience.
Commission eligibility, payout structure, cookie duration, and qualification requirements are subject to program terms. Referred users must be new CryptoLending customers and successfully complete all required compliance checks. LendingUSA reserves the right to update or discontinue the affiliate program at any time.