Monthly Payment Calculator

Estimate your monthly payment for a 36-month loan. The result reflects a typical upper range APR of 29.99%, though actual rates may vary*.

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Disclosure: APRs are as low as 19.99% for qualified loan applicants.

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Estimated APR: 0%

Loan Term: 36 months

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Have a question? Check out our frequently asked questions below

How is my estimated monthly payment calculated?

The estimated monthly payment is based on the highest possible Annual Percentage Rate (APR) for a 36-month loan term. Your actual rate and monthly payment may be different depending on your credit profile and other factors. This estimate helps you understand the maximum you might pay each month based on the amount you enter.

What does "up to" mean in my estimated monthly payment?

“Up to” means the estimate is based on the highest possible APR of 29.99% for a 36-month loan. Your actual monthly payment may be lower depending on your credit profile and the APR you qualify for. This gives you a sense of the maximum payment you might expect based on the amount entered.

How long is my loan offer valid after I apply?

Once you apply through the LendingUSA application link, your loan offer is valid for 30 days. After that, the offer will expire and a new application may be required.

How do I apply for a loan?

You can apply directly at borrower.lendingusa.com or through your moving company, if they offer LendingUSA financing. The application process is quick and takes just a few minutes to complete.

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