Why Forward-Thinking Firms Are Turning to Embedded Financing
The Next Evolution in Business Growth
Across industries, one theme is clear: firms that give clients flexible, strategic ways to pay are outpacing those that don’t. Embedded Financing is helping businesses increase conversions, improve cash flow, and reduce friction in the client experience.
For tax resolution firms, the advantage goes beyond convenience — it’s about aligning client payments with IRS compliance. The IRS explicitly recognizes necessary legal and accounting fees as allowable monthly expenses. That means when clients use LendingUSA, their payments can be documented as professional fees rather than unsecured debt, improving their compliance profile and strengthening negotiations with the IRS.
What It Brings to the Table
Embedded Financing equips firms with:
- Faster revenue cycles — get paid upfront while clients spread out payments
- Reduced costs — no high discount fees eating into margins
- Customized credit criteria — approvals aligned with your business strategy
- Higher client approvals — more people able to move forward confidently
- IRS-aligned financing — payments treated as allowable expenses, not unsecured debt
Building Stronger Client Relationships
Instead of hesitating over costs, clients gain a clear, IRS-compliant path forward. That accessibility builds trust, positions your firm as a true partner, and helps ensure more favorable outcomes.
As Blake Johnson, co-founder of Byte, put it:
“Having control of your own lending program is one of the most important competitive advantages a business can have.”
Time to Explore the Opportunity
Growth doesn’t always come from bigger marketing budgets or new service lines. Sometimes it’s as simple as making it easier for clients to say yes — and structuring payments in a way that strengthens their case with the IRS.
Discover how Embedded Financing can help your firm thrive. Let’s connect today.
References
- IRS IRM 5.15.1.10 – Allowable Expenses: IRS.gov
- IRS IRM 5.8.5.20 – Offer in Compromise Expenses: IRS.gov
- Treasury Reg. § 301.6343-1(b)(4): Law.Cornell.edu
Disclaimer
All loans through LendingUSA are made by its lending partners.
lendingusa.com/lending-partners
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