See what offers
you may qualify
for in minutes

This wont affect your credit score1

Join more than 100,000+ borrowers who trust LendingUSA

LendingUSA is a top-rated personal loan company that helps you finance the important moments in life.

4.6 / 5

Based on 1,456 Google Reviews as of 2/27/2022

Based on 493 Reviews as of 2/27/2022

LendingUSA can help you

Pay down high-interest debt

Simply make one low monthly payment

Get your money fast

Upon approval you could receive funds within 2 days.2

Won’t impact your credit

Simply checking how much you qualify for won’t impact your credit score.1

Applying For A Loan
Is Fast & Easy

Apply in minutes

Fill out our quick application to see what you may qualify for.

Select your loan offer

Upon pre-approval you may select the payment option that you prefer.

Get funded directly

We offer loans up to $47,500 and can get you funded within days.

We Have Served Thousands
Of Satisfied Borrowers

“Saige was the person I communicated with in reference to a loan at Lending USA. She was so helpful and kind, and she made the lending process for me a very pleasant experience!"

Lois B.

"Great customer service, helpful and actual shows that the care when dealing with you. Very pleased"

Jessica

Have Any Questions About
Your Loan Offer?

Please call us directly at

800-788-0711
For Merchants

For Merchants

Learn how we can help you increase revenue and get paid faster than before.

Free Demo
For Borrowers

For Borrowers

Get the goods and services you want with our easy payment options.

Check Your Rate
Need To Make A Payment?