How Can Embedded Financing
Benefit Your Business?

Have you seen
these problems?

  • High discount fees
  • Low approval rates
  • Frequent chargebacks
  • Disappointed customers

Embedded Financing lets
you take control

  • Earn up to 29.99% interest (no discounts!)
  • Control your risk
  • Significantly increase revenues
  • More loyal customers
With Embedded Financing
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Boost
Customer Approvals
Choose credit risk to match your customer base.

Set your preferred down payment terms.

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Maximize
Your Profits
Retain interest revenue, up to 29.99% APR.

Eliminate high discount rates and hidden fees.

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Increase
Customer Retention
Offer a range of financing options including Zero Interest Promotion offers*

Increase approval rates.

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Minimize
Financial Risk
Reduce chargebacks and disputes.

Protect your reputation and bottom line.

Watch Embedded Finance in Action

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Schedule Your Free 15-Minute Consultation

Discover the Perfect Financing Solution for Your Business

In just 15 minutes, our experts will provide a free, personalized demo and consultation to help identify the best
loan products for your business and evaluate different risk tiers to find the ideal fit. Unlock new growth
opportunities with confidence.

Trusted by Thousands of
Merchants and Their Customers

Why industry leaders choose LendingUSA

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Blake Johnson and Scott Cohen, co-
founders of LendingUSA, achieved remarkable
success, selling their company for $1.04
billion—a story that became a Harvard
Business School case study. A key
factor in their success was controlling
in-house financing solutions, giving
them a competitive edge.

Now as founders of Alter, a cutting-edge Med-tech company, they trust LendingUSA
as their embedded financing solution.

Here’s why:

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World-Class
Technology
Deliver cutting-edge tools that elevate your business to the next level.
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Rapid
Expertise
Implement proven financing solutions tailored to your needs.
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Sustainable
Solutions
Achieve long-term growth while minimizing financial risk.
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Having control of your own lending program is one of the most important competitive advantages a business can have. After interviewing numerous firms, we found that LendingUSA checked all the boxes.

- Blake Johnson

Co-Founder of LendingUSA
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Their embedded financing program has been transformative—boosting conversions, simplifying payment options, and building lasting trust with our clients—all while driving significant growth to our bottom line.

- Scott Cohen

Co-Founder of LendingUSA

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